El Paso home buying

Mortgage calculator

Pick a price (or start from a neighborhood), set your down payment and rate, and see what your monthly payment could look like. Built for El Paso, with local property tax and insurance baked in.

Start from a neighborhood (optional)

Home price$280,000

Down payment$14,000 · 5%

Interest rate6.75%

Loan term

Estimated monthly payment

$2,638 /mo

Principal & interest$1,725
Property tax$630
Homeowners insurance$117
PMI$166

Loan amount: $266,000
Down payment: $14,000
Loan-to-value: 95%

Estimate only. Property tax assumes a 2.7% El Paso County rate and insurance ~0.5% of price annually; PMI applies above 80% loan-to-value. Your actual rate, taxes, insurance, and HOA dues will vary. Talk to a lender for an exact quote.

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We'll connect you with a VA-experienced El Paso lender who closes here every month. No obligation, no pressure.