El Paso home buying
Mortgage calculator
Pick a price (or start from a neighborhood), set your down payment and rate, and see what your monthly payment could look like. Built for El Paso, with local property tax and insurance baked in.
Start from a neighborhood (optional)
Home price$280,000
Down payment$14,000 · 5%
Interest rate6.75%
Loan term
Estimated monthly payment
$2,638 /mo
- Principal & interest$1,725
- Property tax$630
- Homeowners insurance$117
- PMI$166
- Loan amount
- $266,000
- Down payment
- $14,000
- Loan-to-value
- 95%
Estimate only. Property tax assumes a 2.7% El Paso County rate and insurance ~0.5% of price annually; PMI applies above 80% loan-to-value. Your actual rate, taxes, insurance, and HOA dues will vary. Talk to a lender for an exact quote.